One number, with the fixed bills already held back.
Your balance counts money that is already promised to rent, loan payments, and the savings you meant to keep. Safe to Spend holds those back from the start of the month — not on the day the charge finally lands — then divides what is left across the days remaining. Bills your bank has no record of are yours to add, and the number tells you when you have not.
See every paycheck and bill laid out on the month.
Your linked accounts fill in what has already happened. You add the things your bank has no way to know about — the rent that leaves on the 1st, the annual renewal, the payment you promised a friend — and Safe to Spend adjusts as you do.
Federal and state estimates, checked against the statutes.
Every state figure in the estimator is sourced from that state's own revenue-department documents and statutory text, not scraped from an aggregator. When a state has not published its numbers for the year yet, the app says so on the page instead of quietly guessing. Educational estimates — not tax advice.
Ask about your money, get your own numbers back.
Coach reads the same figures the rest of the app shows — ask what is safe to spend today and it answers with the number on your dashboard, not a different one it worked out separately. It runs only after you turn AI features on, and you can turn them off again at any time in Settings.
See the whole thing in a minute
A short tour of the dashboard, the calendar and the coach.
Built to hold your bank data carefully
- Read-only access through Plaid
- WealthWeave never sees or stores your bank credentials — Plaid handles all of it, and the access it grants is read-only.
- Encrypted in transit
- Connections between your browser and our servers use TLS encryption.
- Row-level security
- Row-level security in our database means each account can only reach its own data.
- Biometric stays on your device
- If you turn on biometric sign-in, your password is held in hardware-backed device storage and never leaves your device.
The full detail is in our Privacy Policy.
Try it for seven days, free
Start with a full week of Platinum features. Cancel any time before it ends and you will not be charged.